We believe that relationships with our customers are our most important asset and work to provide the best service possible to our customers every day. If we are not already your bank of choice, we hope Bank of Urbana will soon become your life-long financial partner and friend.

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Privacy Policy

BECAUSE YOUR TRUST IS SO IMPORTANT

Your trust is the cornerstone of our relationship. That is why we work so diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business.

The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.

 

FACTS

WHAT DOES THE BANK OF URBANA DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

¦Social Security number

¦account balances and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Bank of Urbana chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Bank of Urbana share?

Can you limit this sharing?

For our everyday business purposes—

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

To offer our products and services to you

No

n/a

For joint marketing with other financial companies

No

n/a

For our affiliates’ everyday business purposes—

Information about your transactions and experiences

No

n/a

For our affiliates’ everyday business purposes—

Information about your creditworthiness

No

n/a

For our affiliates to market to you

No

n/a

For nonaffiliates to market to you

No

n/a

Questions?

Call 1-800-262-9229 or go to www.bankofurbana.com

Who we are

Who is providing this notice?

The Bank of Urbana

What we do

How does Bank of Urbana protect my personal information

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Bank of Urbana collect my personal information?

We collect your personal information, for example, when you

¦open an account or deposit money

¦pay your bills or apply for a loan

 

We also collect your personal information from others, such as credit bureaus or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

¦Sharing for affiliates’ everyday business purposes – information about your creditworthiness

¦Affiliates from using your information to market to you

¦Sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates

Companies not related by common ownership to control. They can be financial and nonfinancial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other important information

Your trust is the cornerstone of our relationship. That is why we work so diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you because your trust is the foundation of our business.