We believe that relationships with our customers are our most important asset and work to provide the best service possible to our customers every day. If we are not already your bank of choice, we hope Bank of Urbana will soon become your life-long financial partner and friend.

Free Checking

  • No minimum balance to open the account
  • No minimum balance requirements
  • No monthly service charge
  • Unlimited check writing
  • Monthly statements provided without checks or images
  • 10 Free check images per year
  • Existing accounts may be converted; ask representative for details
  • This account is FDIC insured
  • Credit Reserve is available

Regular Checking

  • No minimum balance to open the account
  • No monthly service charge w/$500 average daily balance
  • $7 minimum balance fee if average daily balance falls below $500
  • Unlimited check writing
  • Monthly statements provided with check images
  • This account is FDIC insured
  • Credit Reserve is available

ETA Account

  • Recurring Federal Benefit by direct deposit required to open
  • 4 free Bank of Urbana ATM withdrawals
  • Free balance inquiries at Bank of Urbana ATMs
  • Monthly processing charge of $1 each for over 4 withdrawals
  • This account is FDIC insured

Harland Clarke Personal Check Ordering