We believe that relationships with our customers are our most important asset and work to provide the best service possible to our customers every day. If we are not already your bank of choice, we hope Bank of Urbana will soon become your life-long financial partner and friend.


Bank of Urbana offers a variety of personal loans to meet your needs. Come in and visit with one of our lenders, even on Saturday, to learn about our competitive interest rates and terms. Whether you need a loan for your first car or need that RV for retirement, we are here to help.  Please contact one of our friendly loan officers to get started today.

Urbana 417/993-4242

Bill Vaughan

Bob Acker

Brenda Garrison


Buffalo 417/345-4242

James Den Beste


Hermitage 417/745-4242

Don Koenig

Jacqulyn Pentridge


Macks Creek 573/363-1000

Cheri Nations

Lynn Gideon

Real Estate

Bank of Urbana offers fixed and variable interest rate loans for your real estate needs including loans for primary and secondary homes, lake homes, and unimproved acreage. If you are ready to buy, build, or refinance please give us a call at 800/262-9229.

Bank of Urbana NMLS# 411324

Business Loans

If you are ready to start a business or need to expand your current business please give us a call to discuss what loan products we have to help your business grow. We have the experienced lending staff and the ability to help you with Small Business Administration loans when you need them.