We believe that relationships with our customers are our most important asset and work to provide the best service possible to our customers every day. If we are not already your bank of choice, we hope Bank of Urbana will soon become your life-long financial partner and friend.


Bank of Urbana offers a variety of personal loans to meet your needs. Come in and visit with one of our lenders, even on Saturday, to learn about our competitive interest rates and terms. Whether you need a loan for your first car or need that RV for retirement, we are here to help.  Please contact one of our friendly loan officers to get started today.

                                                                                                         Urbana 417/993-4242

                                                                                                         Bill Vaughan

                                                                                                         Tony Foster

                                                                                                         Bob Acker

                                                                                                         Brenda Garrison 


                                                                                                         Buffalo 417/345-4242 

                                                                                                         James Den Beste

                                                                                                         Travis Bybee


                                                                                                         Hermitage 417/745-4242

                                                                                                         Don Koenig

                                                                                                         Jacqulyn Pentridge


                                                                                                         Macks Creek 573/363-1000 

                                                                                                         Cheri Nations

                                                                                                         Lynn Gideon 

Real Estate

Bank of Urbana offers fixed and variable interest rate loans for your real estate needs including loans for primary and secondary homes, lake homes, and unimproved acreage. If you are ready to buy, build, or refinance please give us a call at 800/262-9229.

Business Loans

If you are ready to start a business or need to expand your current business please give us a call to discuss what loan products we have to help your business grow. We have the experienced lending staff and the ability to help you with Small Business Association loans when you need them.